WASHINGTON - House Democrats passed an historic bill last week that reforms our nation’s health insurance system, brings down the deficit and expands access to affordable, quality health care to nearly every American. The Affordable Health Care for America Act offers security and stability to all Americans, reduces costs, improves coverage and preserves our choice of doctors, hospitals and health plans.

“The House of Representatives has passed meaningful health insurance reform after a century of trying,” said Rep. Towns. “After nearly 100 hours of committee hearings, 3,000 town halls and events nationwide, and 239 considered amendments, we passed a bill that is critical to securing the future economic prosperity of our country and the American middle class.”

“Reforming health care is a crucial part of our economic recovery. Our bill cuts long-term health care costs and reduces the deficit by $109 billion over the first ten years, and continues to reduce the deficit to help grow our economy and put it back on sound footing.

“The legislation we passed will cover 96 percent of Americans and guarantees stability, lower costs, higher quality, and a greater choice of plans for all Americans. It puts you and your doctor – not the insurance companies – in charge of your health care decisions.”

 In the 10th Congressional District of New York, the Affordable Health Care for America Act will:

•     Improve employer-based coverage for 349,000 residents.
•     Provide credits for up to 167,000 households to help pay for coverage.
•     Improve Medicare for 75,000 beneficiaries, including closing the prescription drug “donut hole” for 5,300 seniors.
•     Allow 11,300 small businesses to obtain affordable health care coverage and provide tax credits to help reduce health insurance costs for up to 11,400 small businesses.
•     Provide coverage for 44,000 uninsured residents.
•     Protect up to 500 families from bankruptcy due to unaffordable health care costs.
•     Reduce the cost of uncompensated care for hospitals and health care providers by $38 million.

For those currently with insurance, this bill:
•    Keeps your insurance company from denying you care or coverage – or charging you more – because of any “pre-existing condition,” such as heart disease or diabetes.
•    Gives you peace of mind--you will not lose coverage if you lose your job, move, or change jobs.
•    Prevents insurance companies from dropping you because you get “too sick.”
•    Covers preventive care with no co-pays or deductibles.
•    Limits out-of-pocket expenses your insurance company can make you pay.

For those who do not have insurance, this bill:
•    Lets you comparison shop for a quality, affordable health plan through a new health insurance exchange or marketplace.
•    Offers low group rates even for individual coverage.
•    Helps lower your premiums with affordability credits for those who need help paying.
•    Prevents any insurance company from denying you coverage for another “pre-existing condition.”
•    Extends coverage for young Americans, allowing them to stay on their parents’ health insurance plans up to their 27th birthday if they choose.
•    Includes a public health insurance option to compete on a level playing field with private insurers.

For seniors, this bill:
•    Strengthens Medicare, extending its solvency for years to come.
•    Improves access to your doctor.
•    Lowers Medicare drug prices by beginning to close the coverage gap or “donut hole” immediately.
•    Reduces inefficiencies and program costs to help Medicare remain solvent without cutting benefits.
•    Improves coordination and increases the quality of care for seniors with diabetes, high blood pressure, and other chronic conditions.


“I cast my vote not only to rein in out-of-control medical costs, but to offer a lifeline to New Yorkers who struggle every day with insurance company decisions that deny them care or coverage or price a test or cure out of reach. This is the most important vote I have ever cast, and I will work with my colleagues to send the strongest bill possible to the President,” added Rep. Towns.

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